Esentya Properties does not charge you as a buyer. We get paid from builders / sellers of the property you buy.
This amounts to approximately 13-14% of the purchase price, and is added on top.
You can acquire financing from a Spanish bank while buying a home in Spain. The loan is then secured by the home you buy, and you can borrow up to 70% of the purchase price. We negotiate with the Spanish banks on your behalf, using a Norwegian bank broker. If you have solid security in Norway, there are different financing options available. With several years of financial consulting experience in Norway, we can quickly establish which option is appropriate for you.
Common costs in Spain is TV, power, water, common expenses, insurance, property tax / municipal taxes, and tax. Typically, the prices are comparable to purchasing a vacation property in Norway.